Code of Ethics

PAZINO BUSINESS NETWORK expects all CONSULTANTs / IRMs to uphold the principles of fairness, honesty and integrity in all their dealings and activities as CONSULTANTs / IRMs.

This Code of Ethics forms part of the PAZINO BUSINESS NETWORK Policies & Procedures and all other regulations and agreements currently in place, which bind every CONSULTANT. Any serious breach of the Code, Policies & Procedures, regulations and agreements in place will involve action(s) being taken by PAZINO BUSINESS NETWORK in accordance with the PAZINO BUSINESS NETWORK Policies & Procedures.

The Code of Ethics explains proper conduct of business for CONSULTANTs to practice.

Additionally, PAZINO BUSINESS NETWORK encourages all CONSULTANTs to obtain and observe the Code of Ethics that has been provided by any DSA (Direct Selling Association) in their respective countries if and where applicable. It is a mandatory requirement that CONSULTANTs comply with the Code of Ethics at all times.

Part A – CONDUCT

1. DEALING WITH THE GENERAL PUBLIC

1.1 Contact & Communications

a) will at all times, when contacting anyone either from a telephone list or by other means, respect the privacy and wishes of the person contacted;

b) will never engage in objectionable or abusive conduct, unfair or aggressive conduct when contacting or dealing with any other person in relation to PAZINO BUSINESS NETWORK or opportunity it provides;

c) will offer the opportunities of, and association with PAZINO BUSINESS NETWORK, on its merits without exaggeration, concealment, curiosity or misrepresentation;

d) will ensure they maintain their personal presentation in dress, language and documentation to the highest possible standard

e) Will observe the provisions of the law and good manners regarding times and days when making the call and appointments.

1.3 Conducting Business

A CONSULTANT must not at any time:

a) Take advantage of another person’s disabilities or weaknesses, such as illness, age, infirmity, lack of education or unfamiliarity with language;

b) actively solicit or demand orders for PAZINO BUSINESS NETWORK products by anything other than an offer to collate any order a CONSULTANT wishes to make, including by the use of physical force, undue harassment or coercion;

c) refuse to identify themselves when requested to do so.

1.4 Explaining the Business Plan

When presenting or discussing the PAZINO BUSINESS NETWORK Business Plan and the Benefits which might be available, a CONSULTANT must generally rely for reference on PAZINO BUSINESS NETWORK literature and observe the following regarding the contents of the Business Plan:

a) if predictions as to profitability are made, they should reflect what an average person carrying on the Business would achieve under normal circumstances;

b) if any estimates of profits are made, the assumptions on which they are based should be clearly stated;

c) where there is no previous experience on which to base expectations as to profitability, this should be stated when making the representation.

When presenting or discussing the PAZINO BUSINESS NETWORK Business Plan, a CONSULTANT must not make false representations concerning:

a) any risks likely to be associated with carrying on the Business;

b) the amount of time the average person would have to devote to carrying on the Business;

c) the annual expenditure and the annual gross income which the average person carrying on the Business might expect and the method of calculating those figures.

Part B – OBLIGATIONS

2. GENERAL OBLIGATIONS

2.1 Authorization Limit

3. USE OF PAZINO BUSINESS NETWORK PROPERTY

As trademarks, logos and service marks are registered and owned by PAZINO BUSINESS NETWORK and/or its affiliates, all written materials are the copyright of PAZINO BUSINESS NETWORK. The use of trademarks, logos or service marks or the publication of copyright materials may only be undertaken with the written authorization from PAZINO BUSINESS NETWORK and not otherwise.

4. PRODUCT CLAIMS

PAZINO BUSINESS NETWORK publishes detailed data about its products which is verifiable, accurate and complete. A CONSULTANT must not make claims about any PAZINO BUSINESS NETWORK products or services unless they are sourced from appropriate official PAZINO BUSINESS NETWORK literature and accurately reflect the information contained in the appropriate literature.

5. OBLIGATIONS OF CONSULTANT

5.1 Promote Ethical Business Practice

A CONSULTANT will:

a) ensure the CONSULTANTs in his/her group are aware of this Code and at all times carry out the CONSULTANT Business relationships either within the group or with CONSULTANTs of the public in a lawful manner, with courtesy and integrity, and in accordance with this Code;

b) ensure they remain well informed regarding laws applicable to the Business and duties of a CONSULTANT including other essential facts and public policies or regulations which may affect such Business and duties;

c) keep confidential and not unethically use information that may be of detriment to another CONSULTANT’s Business.

5.2 PAZINO BUSINESS NETWORK’s Obligations

PAZINO BUSINESS NETWORK will ensure that:

a) its employees will at all times act in a manner which does not conflict with the best legitimate interests of a CONSULTANT and carry out duties in accordance with professional courtesy and integrity;

Part C – APPLICATIONS

6. APPLICATION OF THE CODE OF ETHICS

PAZINO BUSINESS NETWORK and a CONSULTANT will accept the Code of Ethics entirely and observe its provisions.

6.1 Compliance

PAZINO BUSINESS NETWORK and a CONSULTANT will ensure full compliance of the Code:

a) in PAZINO BUSINESS NETWORK’s case by Directors, Executives and all other employees;

b) in the CONSULTANT’s case by the CONSULTANT and the CONSULTANT Down lines.

6.2 Administration

PAZINO BUSINESS NETWORK will administer its dealings with CONSULTANTs in a manner that is conducive to compliance of the Code of Ethics.

7. ETHICAL CONTACT

CONSULTANT(s) must not:

a) tout for or conduct business on behalf of another REAL ESTATE MLM Company or REAL ESTATE Direct Selling Company;

b) divulge confidential information to unauthorized persons or for unauthorized or unethical purposes;

c) discuss financial aspects of other CONSULTANTs’ Businesses;

d) encourage another CONSULTANT to change line of referral;

e) engage in Cross Lining or Poaching;

f) encourage or induce any other person to engage in Cross Lining or Poaching;

g) use PAZINO BUSINESS NETWORK’s sponsored Functions, Literatures or CDs to support Cross Lining or Poaching.

8. POTENTIAL CONSULTANT ASSISTANCE

A CONSULTANT, either with or without an Upline’s assistance, must at all times complete all relevant parts of an Application in the presence of the Prospect.